The Nature of Money
Overview
Money is a constant presence in our lives, shaping our decisions, our worries, and our dreams. But have you ever considered its true nature from a biblical perspective? It is important for us to understand that money is not just as a worldly commodity, but as a tool within God's divine economy. Open your heart and mind, because when God speaks, His word brings power, clarity, and opens doors to new understanding.
Key Scriptures
- Luke 16:1-13
- Luke 16:1–13
- Philippians 4:19
- Romans 8:17
- Acts 20:32
- 1 Timothy 6:10
- Matthew 6:24
- Proverbs 10:20
- Mark 11:23
- Genesis 1:3
- Deuteronomy 8:18
- 2 Corinthians 9:8
- Malachi 3:10
Scripture Reading
Jesus commends the steward's shrewdness, not his dishonesty (v. 8). The word means practical cleverness — knowing how to judge a situation and act decisively. Jesus' rebuke: "the sons of this world are more shrewd in their generation than the sons of light."
Point 1: Mammon Is a Spirit
"Mammon" is an Aramaic term meaning trusted wealth — wealth relied upon as a source of security and power.
Money is not merely paper, metal, or digital numbers. It functions as a spiritual force that wants to sit on the throne of your life — to be your source, your security, what you run to when afraid.
If you don't tell money where it stands in your life, money will tell you: it will dictate your decisions, your peace, and the ceiling of what you believe God can do.
Point 2: God Has Made Provision
Philippians 4:19 is not a comfort verse — it is a covenant clause: "My God shall supply all your need according to His riches in glory by Christ Jesus."
The supply is measured by heaven's economy, not Canada's economy — "according to His riches in glory."
Illustration: A child born into a wealthy family has their needs provided from day one. The moment you were born again, you were born into an inheritance that already exists.
The tragedy: an heir who doesn't know he's an heir stands outside a full storehouse, begging for what already has his name on it.
Paul wrote this promise from prison — declaration does not depend on external circumstances.
Point 3: Covenant Confessions
The same spiritual law that governs healing governs provision. We don't beg sickness to leave — we command it. Poverty is framed the same way: a spiritual oppression, not merely an economic condition.
Words are spirit containers. They carry the faith or fear of the one who speaks them and go to work building the reality that matches their content.
Saying "I'm always broke" isn't describing your reality — it's decreeing it. Rehearsing debt with anxiety isn't realism — it's planting seeds of the very harvest you fear.
When the world was dark, God didn't complain about the darkness. He said, "Let there be light."
Proverbs 10:20 — "The tongue of the righteous is choice silver." Your tongue is a currency. Which direction have you been spending it?
Point 4: Covenant Prayer — Petition vs. Requisition
A requisition is a formal, authorized demand made by someone with standing to draw from a storehouse that already belongs to them.
Illustration: A military officer doesn't beg the warehouse manager — he presents the authorization document, and supplies are released because of whose authority stamps it.
Covenant prayer means presenting the Word of God (your authorization document) and drawing on supply already allocated by the blood covenant — not pleading with a reluctant God.
Point 5: Covenant Declarations in Practice
Spiritual authority that stays abstract changes nothing. It must be exercised at the moment of specific need.
When the bill arrives and the account doesn't cover it: don't spiral into fear. Sit with the Word and speak:
"Father, Your Word in Philippians 4:19 declares You supply all my need according to Your riches in glory by Christ Jesus. I present that covenant now. I am a joint heir with Christ (Romans 8:17). This supply belongs to me — secured by the blood of Jesus. I command every spirit of lack removed from my finances in the name of Jesus, and I declare the supply moves now."
This is a posture, not a formula — covenant consciousness meeting a specific need with specific authority.
Stewardship purpose: Jesus said to use mammon to "make friends" (Luke 16:9) — direct money toward relationships and eternal impact. Have a kingdom plan for your resources.
Conclusion: Two Voices
Two voices speak over your finances:
- The enemy's voice — fear, statistics, economic reports, the memory of every shortfall. "You'll always struggle. God's promises work for other people."
- The covenant voice — God's Word, sealed in blood: He gives power to get wealth (Deut 8:18); He makes all grace abound (2 Cor 9:8); He opens the windows of heaven (Mal 3:10).
The voice that wins is the one you give the most air time.
Discussion Questions
- How does preparing your heart to receive God's Word (as described in the opening prayer) impact your ability to understand and apply biblical teaching?
- Why do you think Jesus chose to teach so frequently about money and possessions?
- What are some common worldly perspectives on money that might conflict with a biblical understanding?
- The sermon introduced the parable of the unjust steward. What initial thoughts or questions come to mind when you hear about a "steward wasting goods"?
- In what ways do you currently view yourself as a steward of God's resources?
- What does it mean to you for God's Word to "open doors" in your life?
Application
This week, take time to intentionally pray before reading your Bible or engaging with any spiritual teaching. Ask God for clarity, power, and an open heart to receive His specific word for you, especially concerning how you view and manage the resources He has entrusted to you.
Prayer Points
- Pray for a deeper hunger and readiness to receive God's Word with an open heart and mind.
- Ask God to grant you clarity and wisdom as you seek to understand the biblical nature of money and stewardship.
- Pray that the Holy Spirit would reveal any areas where your perspective on money might need to align more closely with God's truth.
